The Office of the State Bank Commissioner has been serving the great state of Kansas since 1891.  

A brief history of our agency...


The Office of the State Bank Commissioner was created by Section 28, Chapter 43 of the Laws of Kansas of 1891. The law provided for the appointment of a Commissioner and 1 deputy and recommend the appointment of another deputy, a clerk, and a stenographer. The commissioner or his deputy must visit each bank doing business in the state (except National) at least once a year. 


A second law was passed in 1897 which was far more comprehensive than that of 1891. It required banks to secure a charter of incorporation from the state, and when all its requirements were complied with, the commissioner was empowered to issue a certificate authorizing the bank to transact business.


Laws were passed in 1901 that placed trust companies under the banking laws of the state.


Kansas was the first state to enact “Blue Sky Laws” to protect investments. The state bank commissioner Joseph Norman Dolley encouraged states legislators to pass the bill. The law got its name when Progressives insisted that these investments in stocks and bonds be secured by more than “a piece of the Big Blue Kansas Sky.”  The Kansas law served as a model for similar statutes in other states. Forty-seven states between 1911 and 1933 adopted “blue sky” statutes.


The FDIC (Federal Deposit Insurance Corporation) was created in 1933 during the depths of the Great Depression to protect bank depositors and ensure a level of trust in the American banking system.


The Office of the Consumer Credit Commissioner was abolished July 1st, 1999 and became the Consumer and Mortgage Lending Division, one of the two divisions within the Office of the State Bank Commissioner.

Close Search Window