Privacy Policy/Disclaimer
The Kansas Office of the State Bank Commissioner(OSBC) respects your privacy. This site collects no personally identifying information. The sole exception is when the visitor provides personal information in an electronic mail message or on a request/complaint form so that we may respond to the message or make further inquiries to third parties.
When you visit the OSBC web site
If you visit our web site to read or download information, we do not collect information about you. In particular, we do not use or collect "cookies." Cookies are small text files stored on your hard drive which contain information such as passwords, a list of pages visited, the date you last visited a certain page, or the like. They are often used on commercial sites to record on-line shopping information.
The OSBC uses the information we collect for internal system administrative purposes to measure the volume of requests for specific information, and to continually improve the OSBC internet site to be responsive to the needs of users. Your choice to use the OSBC Web site or to send electronic mail to the OSBC will be considered your consent for the OSBC to use the information collected therefrom as stated in this notice.
You may decide to send the OSBC information, including personally identifying information. The information you supply - whether through a secure Web form, a standard Web form, or by sending an electronic mail message - is maintained by the OSBC for the purpose of processing your request or inquiry, and may be subject to disclosure pursuant to the Kansas Open Recordsb Act, K.S.A. 45-215 et seq.
Various employees of the OSBC may see the information you submit in the course of their official duties. The information may also be shared by the OSBC with third parties to advance the purpose for which you provide the information, including other state or federal government agencies. For example, if you file a complaint, it may be sent to a financial institution for action, or information may be supplied to the Kansas Attorney General and/or the United States Department of Justice in the event it appears that state or federal criminal statutes have been violated by an entity you are reporting to the OSBC. The primary use of personally identifying information will be to enable the government to contact you in the event we have questions regarding the information you have reported.
When you choose to send e-mail to the OSBC you are consenting to the OSBC using the information provided therein, including personally identifying information, in accordance with this notice, unless you expressly state in the e-mail your objection to any use(s).
Accuracy of information
The OSBC makes reasonable efforts to assure that information on our web site is accurate, complete, and timely. However, the OSBC makes no express or implied warranty regarding such information or data, and hereby expressly disclaims all legal liability and responsibility to persons or entities who use or access this site and its content, based on their reliance on any information or data that is available through this web site. The OSBC will not be liable for any damages of any kind resulting from the use of this site, including but not limited to direct, indirect, incidental, punitive and consequential damages.
Use of information
The information available on this web site is not intended to constitute and should not be considered as legal advice, nor is it intended to substitute for obtaining legal advice from competent, independent, legal counsel in the relevant jurisdiction. Transmission and receipt of this information is not intended to create and does not constitute an attorney-client relationship. This web site does not purport to authoritatively interpret current state nor federal statutes, regulations, orders or other state or federal authority, nor does it bind the OSBC or any other state or federal agency or entity with regard to the matters presented.
The content of this web site is not designed or intended to provide authoritative financial, accounting, investment, or other professional advice which may be relied on by its readers. If expert assistance in this area is required, the services of a qualified professional should be sought.
Reference to any specific commercial product, process, or service by trade name, trademark, manufacture, or otherwise does not constitute an endorsement, a recommendation, or a favoring by the OSBC.
This general disclaimer is in addition to, and not in lieu of, any other disclaimers found on pages, applications or programs within this site. In addition, the terms of this disclaimer extend to the OSBC and its employees.
Links to other sites
As a convenience, the OSBC occasionally provides links to governmental or other sites that we believe will be useful or of interest to OSBC web site visitors. Users should be aware that when they select a link on the OSBC's web site to an external web site, they are leaving the OSBC's site. Linked sites are not under the control of the OSBC, and the OSBC is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. The OSBC is not responsible for any transmission received from a linked site. The inclusion of a link does not imply endorsement by the OSBC of the site, its content, advertisers or sponsors. External sites may contain information that is copyrighted with restrictions on reuse. Permission to use copyrighted materials must be obtained from the original source and cannot be obtained from the OSBC.
Contacting the OSBC about this web site
If you are concerned about how information about you may have been used in connection with this web site, or you have questions about the OSBC's privacy policy and information practices you should contact:
Office of the State Bank Commissioner
Attn: OSBCWebmaster
700 SW Jackson Street, Suite 300
Topeka, KS 66603
E-mail questions or concerns to our Webmaster
Electronic mail is not necessarily secure. You should be very cautious when sending electronic mail containing sensitive, confidential information. As an alternative, you should give consideration to sending it by postal mail.
This policy is subject to change: therefore, it is recommended that individuals refer back to this statement periodically.
