Staff & Banking Board

Michelle Bowman Picture

Michelle W. Bowman

Bank Commissioner


Michelle "Miki" Bowman was confirmed by a unanimous vote in the Kansas Senate as the State Bank Commissioner on January 31, 2017. Miki is a fifth generation banker from Council Grove in the beautiful Flint Hills of Kansas.

Miki joined Farmers & Drovers Bank as Vice President in 2010, just as the Dodd Frank regulations were beginning to take effect. Through her work at the Bank, she has extensive experience in trusts, loans and compliance -- and many other aspects of bank management. Miki is also involved in her family's cattle and farm operation, and is very familiar with the importance of agriculture in the Kansas economy.

Miki earned a Juris Doctorate from the Washburn University School of Law in Topeka and a Bachelor of Science Degree in Advertising and Journalism from the University of Kansas in Lawrence.

In addition to serving as an executive in the banking industry, Miki's professional experience includes working for Senator Bob Dole in Washington, DC and serving as a counsel to the US House Committee on Transportation and Infrastructure and Committee on Government Reform and Oversight. Following the terrorist attacks on September 11, 2001, Miki was appointed by President George W. Bush to serve as an executive at the Federal Emergency Management Agency as Director of Congressional and Intergovernmental Affairs and, upon its establishment, at the Department of Homeland Security as Deputy Assistant Secretary and Policy Advisor to Secretary Tom Ridge.

Prior to returning to Kansas with her family in 2010, Miki led a government and public affairs consultancy based in London, United Kingdom.

Tim Kemp Picture

Tim Kemp

Deputy Bank Commissioner


Tim Kemp joined the Office of the State Bank Commissioner in 2001. In addition to his current role as Deputy Bank Commissioner, Tim has served the agency in many capacities including Director of Examinations, Review Examiner, and as a Bank Examiner. As an examiner, he specialized in examination management, operations and loan review.

Originally from Pretty Prairie, Kansas, Tim enjoys a strong connection to agriculture. He helped on the family farm growing up and operated a large family farm and ranch in Butler and Reno counties. His ag operations included dryland and irrigated crops, a cow/calf operation and stockers. Tim’s children and family continue to be involved in agriculture.

Tim received his Bachelor of Science degree in business administration with an emphasis in economics from Bethel College, and attended Kansas State University. He is a graduate of the Colorado Graduate School of Banking.

In addition to his OSBC and agriculture production experience, Tim previously served as a district aide to former Congressman Dan Glickman.

Jennifer Cook, Deputy Commissioner for Division of Consumer and Mortgage Lending

Jennifer Cook

Deputy Bank Commissioner
Division of Consumer and Mortgage Lending

Since joining the OSBC in 2013 as Deputy Commissioner, Jennifer has led the Division’s regulatory oversight of non-depository mortgage and consumer credit entities conducting business in Kansas. She led initiatives to streamline and update licensing, examination, and enforcement policies and processes to improve the Division’s regulatory oversight. In addition, she directed the Division’s development of legislation to modernize the relevant state statutes, including the Kansas Mortgage Business Act and the Credit Services Organization Act, and received state legislative approval for these initiatives, as well as approval for updates to agency regulations. Jennifer serves as a liaison to state and federal financial services regulatory agencies and mortgage and consumer credit regulatory associations. In addition, she is working to develop cooperative partnerships with non-depository regulators in the Midwest in an effort to coordinate and streamline licensing and examination processes.

Jennifer joined the Office of the State Bank Commissioner after 11 years on the staff of U.S. Senator Pat Roberts in Washington DC. As Deputy Legislative Director and Legislative Assistant for Senator Roberts, Jennifer handled financial services issues, tax policy, pension, housing, and small business issues. She also served as Senator Roberts’ staff for tax policy issues before the Senate Finance Committee. During her tenure with Senator Roberts, she worked on key financial services legislation including the Dodd-Frank Act, the Emergency Economic Stabilization Act, the Housing and Economic Recovery Act, and the Pension Protection Act.

Prior to joining Senator Roberts’ staff, Jennifer worked in Kansas state government for nearly a decade, serving on the staff of Secretary of State and Governor Bill Graves in various capacities.

She earned a bachelor's degree in Political Science and Communications from Washburn University and a master's degree in Russian and East European Studies from The University of Kansas. Jennifer is a native of Hutchinson, Kansas.


Banking Board:


Chairman, Casey Lair, First Neodesha Bank, Neodesha
Neal Bernauer, Fredonia
Frank Carson III, Carson Bank, Mulvane
Kurt Knutson, Freedom Bank, Overland Park
Irvin D. Mitchell, Wilson
Norman Pishny, Bucyrus
Brian Weisel, Salina
Leonard R. Wolfe, Marysville