Employment Information

Open Positions:

Deputy Bank Commissioner
Banking Regional Manager
Money Transmitter Trainee Examiner
Financial Examiner - Consumer Credit
Financial Examiner - Mortgage Company

Deputy Bank Commissioner

Summary

The Deputy Bank Commissioner (DBC) supervises the Director of Examinations (DOE) and other positions as required, to verify the activities of the departments are conducted in accordance with division policies and procedures and that division goals and objectives are met. The DBC conducts long-range planning for the division, including budgeting, personnel, legislative and regulatory changes, and examination priorities, in coordination with the Commissioner. The DBC serves as the agency’s liaison with federal and state regulatory agencies and participates in related conferences and training as appropriate with approval from the Commissioner. The DBC has authority to make personnel and budget decisions to meet the goals and objectives of the division in partnership with the Director of Finance and Administration with approval from the Commissioner. Additional duties as follows:

  • Oversees the work of the division. This includes, but is not limited to:
  • Meet with DOE weekly, or as needed, to verify examination activities are occurring within established timeframes and in accordance with division policies.
  • Hold banking staff meetings twice a week, or as needed, with Regional Manager’s (RM), Review Examiner’s (RE) and DOE to address examination and banking staff issues or division/agency policies and regulatory issues.
  • Oversees division personnel issues, including, but not limited to recruiting, interviewing and hiring employees, supervising the annual performance evaluation process and providing salary recommendations to the Commissioner. Provides disciplinary action as appropriate and in consultation with the employee’s supervisor or DOE as appropriate, and the agency’s Human Resources Department.
  • Provides final review of examination reports and applications routed to DBC, consults with and provides direction to the Legal Division in the preparation of any enforcement actions, other orders, or correspondence issued by the division. Approves documents prepared by the Legal Division on behalf of the division.
  • As a member of the Executive Team, develops division goals and objectives and leads division long-range planning, working with the DOE and RM’s to implement. To develop goals and objectives, the DBC, utilizes division documents, including historical activity, application data, personnel staffing, and any state or federal laws, regulations or policies that impact the work of the division.
  • Develops the division budget on a bi-annual basis in consultation with the Director of Administration and approval by the Commissioner.
  • Collaborates with the Director of Administration and the Commissioner to determine bank assessment fee levels.
  • Develops and directs implementation of division internal policies and procedures to improve the examination process in consultation with the DOE.
  • Identifies and manages any changes needed to legislation, regulation or administrative interpretations. The DBC meets with the DOE, General Counsel and other legal staff at least quarterly to review examination, application, or legal issues that may require legislative, regulatory or administrative response. The DBC and DOE work with legal staff to develop the appropriate response for final approval by the Commissioner.
  • Coordinates with federal agency counterparts regarding regulatory issues, including examinations.
  • Attends and participates in national and regional training events and conferences regarding financial institutions regulatory issues, industry trends, emerging laws and regulations at direction of Commissioner. Provides an update to the Commissioner and appropriate division staff following the training or conference.
  • Consults with and advises the Commissioner on matters affecting the operations of the division. At the Commissioner’s request represents the Commissioner at external meetings, and legislative and regulatory hearings.
  • Prepares weekly and other reports as requested by the Commissioner relative to the activities of the division.
  • Serves as a member of the Commissioner’s Executive Staff, and participates, as requested by the Commissioner, in decision-making that affects agency policies.
  • Serves as Acting Bank Commissioner in the absence of Commissioner pursuant to state statute.
  • Promotes and is committed to leadership and professional development for division staff.
  • Oversees training and continued education for division staff.

Minimum Requirements

  • At least five years experience as a state bank officer or five years experience as a state or federal regulator.
  • Excellent writing and communication skills.
  • Excellent public speaking skills.
  • Excellent management skills and experience.
  • Commitment to accountability and integrity in all aspects of the role.
  • Deep knowledge of the state and dual banking system.
  • Ability to contribute to a cohesive team environment.

Special Skills and Knowledge

  • Ability to resolve complex or new questions regarding laws, regulations and policies/interpretations enforced by the division working with legal division and other stake holders.
  • Advanced knowledge of state banking laws and regulations.
  • Ability to identify and evaluate the impact on the division of emerging trends in areas regulated by the division. Willingness to adapt policy to address evolution of the industry in coordination with the Commissioner.

Required Skills

  • Support the Commissioner in preparation of meetings, public appearances and other events as needed.
  • Possess critical thinking skills.
  • Ability to use a measured approach.
  • Demonstrate excellent judgement.
  • Be a self-starter.


To Apply: Submit cover letter, resume, and references to:

OSBC, Attn: Jeanne Kelly, Operations Manager
700 SW Jackson, Suite 300
Topeka, KS 66603


or Email documents to jobs@osbckansas.org.

Each applicant applying for a State of Kansas job vacancy must obtain a State Tax Clearance Certificate by accessing the Kansas Department of Revenue's website at: http://www.ksrevenue.org/taxclearance.html.

A Tax Clearance is a comprehensive tax account review to determine and ensure that an individual's account is compliant with all primary Kansas Tax Laws. Applicants are responsible for submitting their Certificate with all other application materials to the hiring agency. This is in accordance with Executive Order 2004.

Applications will be accepted through December 11, 2017.

What to expect next:

All applications received by December 11, 2017 will be reviewed to ensure the minimum and necessary requirements for the position are met.
Applications will be evaluated based on preferred competencies and criteria for the position.
Candidates selected for an interview will be contacted.

The OSBC may perform a background check on applicants.

Individuals with disabilities are encouraged to contact the agency recruiter if reasonable accommodations are needed for any part of the application or hiring process.

The Office of the State Bank Commissioner is an Equal Opportunity Employer

Division of Banking: Banking Regional Manager

Summary

The Banking Regional Manager (RM) is responsible for the daily management and supervision of financial examiners and oversight of state-chartered banks. The RM is responsible for reviewing and editing Reports of Examination (Report) from each examination conducted within the region. An RM is required to maintain knowledge of State and Federal banking laws and regulations to provide training and guidance to examiners and supervised institutions. The RM may exercise independent judgment in the day-to-day management of examiners, but is expected to consult with the Director of Examinations (DOE) on unusual or unanticipated examination findings, policy issues or personnel matters.

Positions are available in the Lenexa, Wichita, and Hays field offices.

Job Responsibilities

Supervisory and Administrative Duties

The RM performs all supervisory and administrative functions of bank examination staff, this includes insuring all team members receive appropriate training. The RM maintains personnel records for all team members in order to monitor their skills and abilities, and for use in preparing performance evaluations. The RM determines the readiness of team members to attend appropriate levels of training.

The RM establishes team member performance objectives and competencies. The RM provides ongoing feedback and coaching to team members. The RM provides feedback on the performance of each team member at least bi-annually.

The RM promotes and facilitates an accountable and positive work environment.

The RM will participate in the weekly Deputy Banking Commissioner (DBC) banking division meetings.

The RM must be committed to supporting the unified culture of the Agency.

Supervisory Examination Duties

The RM is responsible for overseeing the bank examination process. Supervising examinations includes, but is not limited to:

  • Coordinating the bank examination schedule. By the first of each month, the RM maintains a minimum six month schedule in the OSBC’s database in coordination with the DOE.
  • Ensuring the timely notification of examinations to financial institutions.
  • Assigning examination duties for each examiner, providing a 30 day notice of assignments.
  • Ensuring examinations are appropriately staffed with qualified examiners.
  • Monitoring State and Federal examination mandates to ensure examinations are completed within statutory requirements and agency guidance. The RM coordinates with federal counterparts, the Federal Deposit Insurance Corporation (FDIC) and the Federal Reserve Bank (Reserve Bank), when scheduling examinations.
  • Maintaining the regional Outlook calendar that lists all examinations and assigned team member duties.
  • Participating in exit meetings and board meetings by telephone as scheduled by the OSBC, FDIC, or Reserve Bank.
  • Reviewing, editing, and providing feedback for each Report submitted by the Examiner-in-Charge (EIC) prior to the submission of the Report to the Review Examiner.
  • Monitoring examination duration and report turnaround time to meet agency guidance.
  • Inputting data into the agency database for examination information and other bank related material.

Training

  • The RM must achieve and maintain CSBS certification as a Certified Examinations Manager (CEM). Such certification must be attained in coordination with the DOE.
  • The RM should complete at least 63 continuing education hours (CEH) every three years, with a minimum of 21 CEH completed each year.

Other Responsibilities

Additional responsibilities of the RM include:

  • Auditing field examination work papers as appropriate.
  • Presenting, speaking, or participating at public events or internal training programs.
  • Serving as a primary contact for bankers, regulatory agencies, OSBC main office staff, and the public.
  • Overseeing and ensuring all offsite reports are completed by the EICs and submitted in a timely manner to the Review Examiner.
  • Participating in the hiring process, including interviewing candidates, providing input on the selection of the final candidate, and completing all required agency paperwork.
  • Attending RM meetings to discuss regulatory topics and agency policy.
  • Conducting regional staff meetings monthly.
  • Providing intra-region oversight of vehicle management, travel arrangements, mileage requests, fuel cards, field office security, inventory of supplies, MiFi devices, printers, laptops, scanners, etc. in coordination with the CML Regional Manager.
  • Performing any other duties required by the DOE, DBC and Commissioner.
  • Establishing and maintaining excellent relationships with higher education institutions within the region for recruiting and educational purposes in coordination with the DOE, DBC, and Commissioner.
  • Preparing a quarterly report of economic and agriculture industry conditions within the region.

Minimum Requirements

Must complete all requisite classes and CSBS certifications of a CEM and has shown, through performance ratings, a consistent performance level of “Meets Expectations” or better. Relevant job experience may be substituted as determined by the Commissioner, DBC and DOE.

Required Qualifications

  • Valid driver’s license.
  • Bachelor’s degree in a business related field or equivalent experience as determined by the agency.
  • Proficient in Microsoft Word and Excel.
  • Effective oral and written communication skills.
  • Leadership, management, and supervision skills.
  • Commitment to accountability and integrity in all aspects of the role.

Preferred Qualifications

  • Finance or accounting course work.
  • Loan review skills from a bank or regulatory environment.
  • Knowledge of State and Federal banking laws and regulations.
  • Strong organizational and analytical skills.
  • Ability to self-motivate.


  • To Apply: Submit cover letter, resume, and references to:

    OSBC, Attn: Jeanne Kelly, Operations Manager
    700 SW Jackson, Suite 300
    Topeka, KS 66603


    or Email documents to jobs@osbckansas.org.

    Each applicant applying for a State of Kansas job vacancy must obtain a State Tax Clearance Certificate by accessing the Kansas Department of Revenue's website at: http://www.ksrevenue.org/taxclearance.html.

    A Tax Clearance is a comprehensive tax account review to determine and ensure that an individual's account is compliant with all primary Kansas Tax Laws. Applicants are responsible for submitting their Certificate with all other application materials to the hiring agency. This is in accordance with Executive Order 2004.

    Applications will be accepted through December 11, 2017.

    What to expect next:

    Applications will be evaluated based on preferred competencies and criteria for the position.
    Candidates selected for an interview will be contacted.

    The OSBC may perform a background check on applicants.

    Individuals with disabilities are encouraged to contact the agency recruiter if reasonable accommodations are needed for any part of the application or hiring process.

    The Office of the State Bank Commissioner is an Equal Opportunity Employer

    Division of Banking - Money Transmitter Trainee Examiner

    Summary

    The Money Transmitter Trainee Examiner (MTTE) is an entry level position where the examiner trains on the basic Money Transmitter (MT) examination functions related to the operations and compliance programs of MT entities. Money transmittance is where a non-bank entity offers products and services such as money orders, wire transfers, drafts, prepaid access cards, online internet transfers, and mobile payment transfers, or e-wallet transactions. Money transmittance examinations measure and evaluate the performance level and risk inherent in money transmitter companies, including the transmitter’s ability to evaluate, identify, measure, monitor, and mitigate risks. The MTTE participates, along with other assigned financial examiners, in the examination and evaluation of assigned entities in order to satisfy regulatory responsibilities of the Office of the State Bank Commissioner (OSBC) and the federal government. Examinations focus on requirements dictated from the Kansas Money Transmitter Act (KMTA), Bank Secrecy Act and the USA PATRIOT Act. Skills to be gained and developed in this role include the assessment of the entity’s ability to identify, measure, monitor, and control risks. The MTTE’s knowledge is expected to increase as job duties are added and expanded. The person must successfully complete core examiner training (both formal and informal) and demonstrate sufficient abilities of the role to complete responsibilities. The daily oversight of this position fluctuates from high to moderate as the employee develops, indicating increased latitude in carrying out duties. MTTE works under the supervision of the Money Transmitter Regional Manager (MTRM).

    Job Responsibilities

    Examination Duties
    Prior to beginning an examination, an Entry Letter is mailed by the Examiner-in-Charge (EIC) to the entity requesting information needed to conduct the examination, and team members are assigned offsite examination duties by the EIC or MTRM. The MTTE may perform off-site procedures, including, but not limited to:

    • Reviews the licensee’s policies and procedures for compliance with the Bank Secrecy Act/Anti Money Laundering/Office of Foreign Asset Control.
    • Performs data mining of all transactions conducted in the State of Kansas during the examination scope.
    • Reviews and analyzes all received Entry Letter information including, but not limited to, surety bond levels, company policies, board and committee minutes, compliance program, financial statements, etc.
    • Reviews prior Reports of Examination and independent audits to determine prior corrective action recommendations and ascertains if appropriate corrections were accomplished.
    • Performs any additional offsite duties listed in the MTRA Work Program or as assigned by the EIC.

    During the onsite examination, the MTTE assists the Money Transmitter Full Performance Examiner (MTFPE) and/or the EIC with a thorough assessment of the entity’s MT program. The MTTE’s participation depends on their level of training, and may include the following tasks:

    • Analyzes the licensee’s transaction database to look for appropriate monitoring and reporting of Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs).
    • Reviews accounting records for performance and proper reporting.
    • Reviews record-keeping requirements and conducts transaction analysis.
    • Analyzes financial operating levels and trends, specifically related to earnings, capital, and permissible investments.
    • Evaluates the company’s compliance with the Bank Secrecy Act and the USA PATRIOT Act, which includes the following (1) independent testing (audit) of the BSA program, (2) designated and knowledgeable BSA officer, (3) BSA training program for all employees, (4) satisfactory BSA internal routines and controls, and (5) appropriate customer identification program. Assigns a rating of Satisfactory or Unsatisfactory.
    • Evaluates the Licensee’s (1) IT risk assessment, (2) IT risk management practices used to mitigate risk, (3) business continuity and disaster recovery plans, (4) audits and internal audit reviews, (5) management of IT and operations security to protect confidential customer information, and (6) Graham-Leach-Bliley Act compliance.
    • Discusses identified deficiencies and concerns with the EIC or management regarding violations of applicable statutes or regulations.
    • Performs any additional examination duty as assigned by the EIC.

    After the onsite examination, the MTTE and team finalize examination findings. The conclusions are used to generate team members’ assigned portion(s) and provide such to the EIC for inclusion in the Report of Examination. Other individual duties include, but are not limited to:

    • Discusses examination findings with the EIC and/or entity management at the close of all examinations.
    • Prepares comments encompassing work performed at the examination and submits them to the EIC.
    • Addresses report review edits and questions from the EIC.

    Training

    • The employee must achieve and maintain CSBS certification as a Certified Money Service Business Examiner (CMBE). The CMBE certification must be achieved within 18 months from hire.
    • The MTTE is expected to participate and complete required core courses pursuant to OSBC and industry training requirements.

    • The MTTE is required to attend at least one training opportunity per year. While the following list is not all inclusive, these schools should be considered priorities:

    • CSBS Money Service Business Examination Course
    • Money Transmitter Regulators Association Operations School
    • Money Transmitter Regulators Association Annual Conference

    • Other Responsibilities

    • Assist with the annual renewal process of MT licensees, when requested and directed by the MTRM.
    • When requested, compiles data on all licensed money transmitters to assist with maintaining information on licensees in the state of Kansas.
    • This person is required to maintain a personal training manual to assist with becoming independent.
    • Perform other duties as assigned by the MTRM, Director of Examinations (DOE), Deputy Bank Commissioner (DC), or Bank Commissioner.

    Minimum Requirements

    Bachelor’s degree in a business related field or equivalent experience as determined by the agency.

    Needed Qualifications

    Valid driver’s license

    Proficient in Microsoft Word and Excel.

    Preferred Qualifications

    • BSA / Anti-Money Laundering skills and training.
    • Oral and written communication to effectively communicate with co-workers, money transmitters, and the public.
    • Interpersonal abilities to work cohesively within a team, including a positive attitude.
    • Knowledge of state and federal laws and regulations related to money transmission.
    • Strong organizational skills.
    • Ability to self-motivate.

    To Apply: Submit cover letter, resume, and references to:

    OSBC, Attn: Jeanne Kelly, Operations Manager
    700 SW Jackson, Suite 300
    Topeka, KS 66603


    or Email documents to jobs@osbckansas.org.

    Each applicant applying for a State of Kansas job vacancy must obtain a State Tax Clearance Certificate by accessing the Kansas Department of Revenue's website at: http://www.ksrevenue.org/taxclearance.html.

    This position requires in-state and out-of-state travel.

    This position will remain posted until filled. Application review will begin on July 24, 2017. If you are interested and meet the qualifications, please apply promptly for consideration.

    A Tax Clearance is a comprehensive tax account review to determine and ensure that an individual's account is compliant with all primary Kansas Tax Laws. Applicants are responsible for submitting their Certificate with all other application materials to the hiring agency. This is in accordance with Executive Order 2004.

    Individuals with disabilities are encouraged to contact the agency recruiter if reasonable accommodations are needed for any part of the application or hiring process.

    Financial Examiner - Consumer and Mortage Lending Division - Topeka

    Summary

    The Consumer and Mortgage Lending (CML) Division, Office of the State Bank Commissioner (OSBC) has an opening for a Consumer Credit Financial Examiner. This is an entry level position within the Financial Examiner career requiring accounting, auditing and finance skills. Employees in this position work as part of a team to conduct examinations of companies providing consumer credit that are licensed and regulated by the CML Division. The CML Division licenses and regulates non-depository institutions including consumer credit providers and mortgage companies that conduct business in Kansas. This position is located in Topeka.

    An employee in this position performs the following duties:

    • Requests, collects and organizes licensee information and documentation in preparation for an examination.
    • Participates as a member of the examination team in on-site and off-site examinations. Uses agency and licensee-provided data to analyze the licensee's operations and compliance with state and federal law and regulation.
    • Assists in the preparation of the Report of Examination (ROE) utilizing information obtained during the examination. Employees in this position may write a portion of the ROE or verify information to be included in the report.
    • Trains as an Examiner-in-Charge (EIC) in preparation for leading an examination team.
    • Completes special projects as assigned.
    • Completes in-house training and attends agency-provided training.
    • Performs any other duties as assigned.

    Special Skills and Knowledge

    • Ability to organize information and write clearly and accurately.
    • Ability to use independent thought and judgment to develop appropriate and effective solutions to assignments of a varied nature.
    • Ability to work as a team and independently as necessary to conduct examinations or complete work assignments.
    • Knowledge of accounting and auditing principles, practices, and standards.

    Qualifications

    Applicants must have a Bachelor's Degree, preferably in Finance, Accounting, Business or a closely related field. Experience working in the financial industry or financial regulatory environment preferred. This position requires the employee to interpret state and federal laws, regulations and policies regarding providers of consumer credit.

    To Apply: Submit cover letter, resume, and references to:

    OSBC, Attn: Jeanne Kelly, Operations Manager
    700 SW Jackson, Suite 300
    Topeka, KS 66603


    or Email documents to jobs@osbckansas.org.

    Each applicant applying for a State of Kansas job vacancy must obtain a State Tax Clearance Certificate by accessing the Kansas Department of Revenue's website at: http://www.ksrevenue.org/taxclearance.html.

    This position requires in-state and out-of-state travel.

    This position will remain posted until filled. Application review will begin on July 24, 2017. If you are interested and meet the qualifications, please apply promptly for consideration.

    A Tax Clearance is a comprehensive tax account review to determine and ensure that an individual's account is compliant with all primary Kansas Tax Laws. Applicants are responsible for submitting their Certificate with all other application materials to the hiring agency. This is in accordance with Executive Order 2004.

    Individuals with disabilities are encouraged to contact the agency recruiter if reasonable accommodations are needed for any part of the application or hiring process.

    Financial Examiner - Consumer and Mortage Lending Division - Topeka

    Summary

    The Consumer and Mortgage Lending (CML) Division, Office of the State Bank Commissioner (OSBC) has an opening for a Mortgage Company Financial Examiner. This is an entry level position within the Financial Examiner career requiring accounting, auditing and finance skills. Employees in this position work as part of a team to conduct examinations of mortgage companies that are licensed by the CML Division. The CML Division licenses and regulates non-depository institutions including consumer credit providers and mortgage companies that conduct business in Kansas. This position is located in Topeka.

    An employee in this position performs the following duties:

    • Requests, collects and organizes licensee information and documentation in preparation for an examination.
    • Participates as a member of the examination team in on-site and off-site examinations. Uses agency and licensee-provided data to analyze the licensee's operations and compliance with state and federal law and regulation.
    • Assists in the preparation of the Report of Examination (ROE) utilizing information obtained during the examination. Employees in this position may write a portion of the ROE or verify information to be included in the report.
    • Trains as an Examiner-in-Charge (EIC) in preparation for leading an examination team.
    • Completes special projects as assigned.
    • Completes in-house training and attends agency-provided training.
    • Performs any other duties as assigned.

    Special Skills and Knowledge

    • Ability to organize information and write clearly and accurately.
    • Ability to use independent thought and judgment to develop appropriate and effective solutions to assignments of a varied nature.
    • Ability to work as a team and independently as necessary to conduct examinations or complete work assignments.
    • Knowledge of accounting and auditing principles, practices, and standards.
    • Ability to analyze and interpret financial data.

    Qualifications

    Applicants must have a Bachelor's Degree, preferably in Finance, Accounting, Business or a closely related field. Experience working in the financial industry or financial regulatory environment preferred. This position requires the employee to interpret state and federal laws, regulations and policies regarding mortgage lending.

    To Apply: Submit cover letter, resume, and references to:

    OSBC, Attn: Jeanne Kelly, Operations Manager
    700 SW Jackson, Suite 300
    Topeka, KS 66603


    or Email documents to jobs@osbckansas.org.

    Each applicant applying for a State of Kansas job vacancy must obtain a State Tax Clearance Certificate by accessing the Kansas Department of Revenue's website at: http://www.ksrevenue.org/taxclearance.html.

    This position requires in-state and out-of-state travel.

    This position will remain posted until filled.

    A Tax Clearance is a comprehensive tax account review to determine and ensure that an individual's account is compliant with all primary Kansas Tax Laws. Applicants are responsible for submitting their Certificate with all other application materials to the hiring agency. This is in accordance with Executive Order 2004.

    Individuals with disabilities are encouraged to contact the agency recruiter if reasonable accommodations are needed for any part of the application or hiring process.

    The Office of the State Bank Commissioner is an Equal Opportunity Employer.